- Personal Banking
- RatesChecking AccountsOrder Checks OnlineSavings AccountsCertificates of DepositCDARSIRAsHSAsAdditional ServicesLoans
- Business Banking
- RatesLoginCash ManagementChecking AccountsOrder Checks OnlineSavings AccountsAdditional ServicesLoans
- Trust & Investment Services
- OverviewTrust Accounts LoginRetirement Accounts LoginFull Service BrokerageePrimeVest Login
- Calculators
- LoanMortgageRetirement PlanningKids Calculator
- Customer Education
- Identity TheftInternet Gambling LawsDebit Card QuestionsFrauds and ScamsComputer SecurityOnline Banking Is SafeLearn About FDIC InsuranceABAMyMoney.org
Business Savings Accounts
Central Bank and Trust Co. offers you both a traditional savings account and a marketier account so you can customize the savings vehicle to suit your business needs.
| CENTRAL SAVINGS BUSINESS | MARKETIER ACCOUNT COMMERCIAL | |
| Minimum Opening Deposit | $100 | $2,500 |
| Balance Requirement | $50 | $2,500 |
| Monthly Maintenance Fee | $3 per month if daily ledger balance falls below $50 | $30 maintenance fee if daily ledger balance falls below $2500 |
| Interest | Yes-paid on daily collected balance quarterly | Yes-paid on daily collected balance monthly; tiered rate structure |
| Per Item Fee | N/A | N/A |
| Imaged Statements | N/A | Yes |
| Withdrawal Limitations | 3 free withdrawals per month; $1 per withdrawal over 3 | No more than 6 transactions per month. $10 per item fee for excessive non-qualifying transactions. |
| Targeted Audience | All Businesses | All Businesses |
| Additional Benefits | Rate increases as the balances increase |
Central Savings Business Account is for all types of businesses - large or small.
- Minimum opening deposit of $100
- $50 balance requirement to avoid maintenance fee
- $3 monthly maintenance fee if daily ledger balance falls below $50
- Interest paid quarterly on a daily collected balance
- Withdrawal limitations:
- Three free withdrawals per month
- $1 per withdrawal for each item over three
Account Terms and Conditions
Fee Schedule
Marketier Account Commercial
The Commercial Marketier is a money-market account. Withdrawals are limited by Federal regulations. All businesses are qualified to have this type of account.
- Minimum opening deposit of $2,500
- $2,500 balance requirement to avoid maintenance fee
- $30 monthly maintenance fee if daily ledger balance falls below $2,500
- Interest paid monthly on a daily collected balance
- Tiered-rate structure means your rate increases as your balance increases
- Imaged statements
- Withdrawal limitations
- Maximum 6 transactions per month
- $10 per item fee for excessive non-qualifying transactions
Account Terms and Conditions
Fee Schedule
