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Certificate of Deposit and IRA Account Rates
| $20,000 and above | Under $20,000 | ||||
| Term | APY1 | Interest Rate | APY1 | Interest Rate | Minimum Opening Deposit |
| 30 Days | 0.05 | 0.05 | $10,000 | ||
| 182 - 364 Days | 0.12 | 0.12 | 0.10 | 0.10 | $2,500 |
| 12 - 17 Months | 0.17 | 0.17 | 0.15 | 0.15 | $1,000 |
| 18 - 23 Months | 0.22 | 0.22 | 0.20 | 0.20 | $1,000 |
| 24 - 29 Months | 0.37 | 0.37 | 0.35 | 0.35 | $500 |
| 30 - 35 Months | 0.42 | 0.42 | 0.40 | 0.40 | $500 |
| 36 - 47 Months | 0.57 | 0.57 | 0.55 | 0.55 | $500 |
| 48 - 59 Months | 0.87 | 0.87 | 0.85 | 0.85 | $500 |
| 60 Months | 1.22 | 1.22 | 1.20 | 1.20 | $500 |
A penalty may be imposed for early withdrawal
Please see Truth in Savings Disclosure for complete details.
Checking and Savings Rates2
| APY1 | Interest Rate | Minimum Opening Deposit | ||
| Central Club | 0.05 | 0.05 | $100 | |
| Grand Central | 0.05 | 0.05 | $100 | |
| Prime Time Club | 0.05 | 0.05 | $100 | |
| Central Savings | 0.05 | 0.05 | $100 | |
| Health Savings³ | 0.20 | 0.20 | $100 | |
| Marketier | ||||
| Tier 1 | 0.05 | 0.05 | $2,500 | |
| Tier 2 | 0.06 | 0.06 | $15,000 | |
| Tier 3 | 0.09 | 0.09 | $25,000 | |
| Tier 4 | 0.11 | 0.11 | $50,000 | |
| Tier 5 | 0.13 | 0.13 | $75,000 | |
| Tier 6 | 0.18 | 0.18 | $100,000 | |
| Tier 7 | 0.20 | 0.20 | $500,000 |
1Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year at the advertised rate.
2The interest rate and annual percentage yield may change at any time at our discretion. Fees may reduce the earnings on this account.
3Minimum balance to earn interest is $2500
Annual Percentage Yields are accurate as of February 1, 2012.
To obtain additional information, please call 620-663-0666 or 316-634-0101.
