Personal Banking




Additional Services

We offer products and services designed for today's technology-driven world. With Internet Banking, Bill Pay and a Debit or ATM Card, you'll have Central Bank right at your fingertips 24/7 to meet your banking needs.

Online Banking

Online Banking gives you the freedom to manage your accounts 24/7. You'll have access to all of your accounts, the ability to transfer funds between accounts, view check images, reconcile statements, view previous statements, and much, much more. And the price is right too. Online Banking is FREE with any of our personal checking or savings accounts.

Online Banking with Bill Pay

And while you are taking advantage of Online Banking, add the Bill Pay option...for FREE. Pay your bills on-line with a few clicks, so you can spend your time and money on more important things. Set recurring expenses to pay automatically. You'll never have to worry about a late payment.

Please contact us to sign up for Online Banking or Bill Pay services. Contracts are required for business customers.

Mobile Banking

With Central Bank and Trust Co.'s Mobile Banking you can take the bank wherever life takes you! You have the ability to check your account balance, make a transfer, pay bills, and find branch locations and ATMs all from your mobile device! Current online banking users can download the Mobile App in the iTunes App Store or Google Play.

We also have Text Banking available to all Online Banking users! To activate, sign on to Online Banking from a desktop computer and navigate to the Alerts and Notifications section of the My Settings page.

Bank Cards

Enjoy the convenience of 24-hour banking and spend less time at the checkout lane. Central Bank and Trust Co. offers instant issue ATM cards for those customers who prefer traditional payment methods.

If you prefer to "swipe and go", you'll love our MasterCard Debit Card. Purchases are deducted from your account immediately. Instant issue Debit cards are available at any Central Bank location today!

You can even select your own personal identification number (PIN). Just one more way we customize our banking to suit your needs. To apply for an ATM or debit card, stop by to see us or contact us.

General Purpose Reloadable Cards

Central Bank and Trust Co. now offers a MasterCard® Prepaid Card to use wherever Debit MasterCard is accepted. Convenient options are available for adding funds to the prepaid cards. They may be used to shop online, pay bills, buy groceries, gas and more. A website is available to plan budgets and to track spending. Replacement cards are provided at full value if lost or stolen. Your money is safe, easy to manage and always there for you. It’s simply better than cash. To purchase a MasterCard® Prepaid Card, stop by any of our locations.

Gift Cards

Central Bank and Trust Co. MasterCard® Gift Card is good for anything and everyone. It’s the perfect gift for Mother’s Day, Father’s Day, Birthday, Anniversary, Holiday, Graduation, or any other occasion. The Gift Card can be used everywhere Debit MasterCard is accepted. Stop by any of our locations to purchase a Gift Card.